Damage Insurance

Accidents Happen. But they don’t have to ruin a vacation.

Starting this season, Oak Island Accommodations is happy to offer Damage Insurance to our guests. Administered by Red Sky, the same company that handles our Trip Insurance, the program offers you $3,000 in protection for accidental damage. Kids broke a lamp? Cracked a glass table? Pets damaged carpets and furniture? No Problem!

You do not have to purchase this insurance, however if you opt out, Oak Island Accommodations is now requiring a security deposit on all reservations. The cost of the security deposit varies depending on the peak-season weekly rate (currently from $500.00 - $1250.00). The deposit is at the insistence of our owners, which prompted us to find what we feel is a better option for our guests.

Insurance is due with the first payment, but to ease the burden if you elect to pay a security deposit we will not collect the deposit until the final payment is due 30 days prior to arrival. Following OIA’s standard Security Deposit schedule, all deposits will be returned within 45 days following departure.

Click here to view the Description of Coverage.

Please feel free to give us a call today at 800-243-8132 with any question about this program or any of Oak Island Accommodations’ offerings.


Click here for a Description of Coverage for Red Sky Damage Insurance.

Rental Information

Contact Us:
Phone: (800) 243-8132
Email: E-Mail

Oak Island Accommodations, Inc.
8901 East Oak Island Drive
Oak Island, North Carolina 28465

E-Mail: Rentals
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